Regions Bank RBC Collateral Specialist in Birmingham, Alabama

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions the Regions Business Capital Collateral Specialist I provides direct customer service for clients with cash management and lending structures. This position provides analysis and reporting of client loan and collateral activity and monitors risk by utilizing advanced knowledge of bank's policies and procedures.

This position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week.

Primary Responsibilities

•Analyze collateral documents and prepares management reporting for portfolio

•Manage the document review/exceptions process

•Work with relationship managers to ensure that reporting meets requirements of loan documents and ensures that collateral is in place to minimize risk

•Use complex mathematical formulas to analyze the level and quality of collateral and alerts relationship managers of pertinent trends affecting the value of the portfolio

•Prepare reports used by senior management for purpose of lending decisions and credit risk review

•Provide collateral and loan information to field audit team

•Input collateral information into the specialized Asset Based Lending Manager system to determine daily collateral position and borrowing availability

This position is incentive eligible.


•High School Diploma or GED

•Asset Based Lending or Commercial Lending is a plus

•Must possess strong analytical aptitude, with the ability to calculate, understand, and validate lending formulas

•Analyze and evaluate data and facts


•College degree

•1 year of related experience


Birmingham, Alabama


About Regions

At Regions, our culture focuses on five core values that are a commitment to how we will do business:

  • Put people first

  • Do what is right

  • Focus on your customer

  • Reach higher

  • Enjoy life

Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.